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Added value over payments

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  • Increase customer engagement
  • Reduce operating cost of POS infrastructure
  • Open up new business opportunities
  • Integrate card-linked Loyalty Program
  • Empower the credit card to become “Shopper ID”
  • Cross-merchant marketing campaigns
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  • Enhance shopping experience
  • Drive increased spend and loyalty
  • Omni-channel ready
  • Integrated marketing campaigns
  • Multiple payment methods, one POS
  • Customer analytics and real-time business reports

Drive more business with Symphopay

Take control of payments and customer engagement

A card swiped to the wrong terminal, a mistake in the transaction amount manual input, hours of staff training, daily financial reconciliation with every bank... Had enough?

Symphopay for customers

Seamless customer experience,
seamless payment process

Enhance your customers’ shopping and payment experience and stimulate their loyalty through advanced marketing programs and campaigns.

Marketing & loyalty programs

Marketing & loyalty programs

Engage the customers by integrating the loyalty and marketing programs of both bank and merchant at the payment terminal.

Installments and loyalty points

Installments and loyalty points

Add value-added services over transactions like installments and loyalty points payments at the terminal.

Multiple payment methods

Multiple payment methods

Customers should not be worry about payment methods. Our terminals accepts everything: contactless, chip, stripe, wallet or mobile.

Quick checkout time for every payment

Quick checkout time for every payment

Faster payment process due to ECR integration and automatic routing through any channel: fixed, mobile, courier, attended or unattended.


Symphopay is an ingenious middleware payment solution that helps us to provide our partners with customized experiences and make the difference in the banking market. Recently, they enabled us to easily sign new retailers, overcoming operational barriers so we can better support them.

Viorel Vasile, Card Unit Director, Alpha Bank Romania

For us, the adoption of the Symphopay platform added flexibility to the card acceptance area, enabling the diversification of existing multi-merchant facilities.

Alexandru Bratu, Card Acquiring Director, Banca Transilvania

Symphopay greatly simplifies the data intelligence relationship between the merchant and the bank.

Mircea Balica, Platform Manager, eMAG

Symphopay is building the payments infrastructure for the reviving brick and mortar retail industry and we want to be part of this.

Cristian Munteanu, Managing Partner, Early Game Ventures

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